At Loan Panda, we specialise in providing quick, safe payday loans to individuals and small businesses across South Africa. Founded with the mission of making short-term borrowing simple, transparent, and accessible, we’ve helped countless South Africans get the funds they need — fast. Whether you’re an individual in need of urgent personal funds or a business owner looking to cover operational costs, Loan Panda is here to help you bridge the gap between your needs and your next income. We believe in fair lending for all, which is why we welcome blacklisted individuals and businesses with steady income. Our focus is not on your past, but on your current ability to repay.
We’ve streamlined the loan process so you can get the funds you need without delays:
Personal or Business.
Use our online calculator to pick your amount.
Complete the form and our team will be in touch.
We assess your application quickly.
Approved loans are paid out promptly.
At LoanPanda, our mission is to empower individuals and businesses by providing accessible, transparent, and affordable financial solutions that make a real difference in people’s lives. We believe that financial support should be an enabler, not a burden, and our goal is to give South Africans the tools they need to achieve stability, growth, and success.
We are committed to:
Offering fair and responsible lending practices that ensure our clients borrow with confidence.
Designing flexible loan products that cater to the unique needs of both personal and business borrowers.
Delivering fast, reliable service with minimal paperwork and maximum convenience.
Supporting the growth of small businesses and entrepreneurs, knowing that they are the backbone of the South African economy.
By living out this mission daily, we aim to create a trusted environment where people turn to us not only for funding, but for support in achieving their financial goals.
Loan Panda values your privacy and is committed to protecting your personal information.
Information We Collect: When you apply, we obtain your contact details, proof of income, and other relevant information to process your loan application.
How We Use Your Information: Your details are used solely for loan application assessment, customer service, and legal compliance purposes.
Data Protection: We use secure encryption and storage methods to safeguard your information from unauthorized access.
Sharing of Information: We will never sell or share your data with third parties unless required by law or with your explicit consent.
Your Rights: You have the right to access, correct, or request deletion of your personal data at any time.
By using Loan Panda’s services, you consent to the collection and use of your personal data as described in this policy.
These Terms & Conditions govern the use of the Loan Panda website and the payday loan services we provide. By applying for a loan or using our site, you agree to the following:
Loan Eligibility – Applicants must meet our minimum income and trading history requirements as stated on the relevant loan pages.
Loan Amounts & Terms – Personal loans: R250–R2,500 (up to 3 months). Business loans: R1,000–R5,000 (up to 6 months). Interest rates apply as specified.
Approval Process – Loan approvals are subject to affordability assessments, income verification, and supporting documentation.
Repayments – Loan repayments are due as per the repayment schedule provided during approval. Late or missed payments may incur additional charges.
Responsible Lending – Loan Panda promotes responsible borrowing and reserves the right to decline applications that do not meet our lending criteria.
Modifications – Loan Panda may update these Terms & Conditions at any time, and changes will take effect immediately upon being posted to the site.
